Short Term Payday Loans

Get started now
  • Quick application
  • Instant approval
  • No credit check
  • Same Day Cash

You need

Personal Information

Personal Information

Additional Information

Additional Information

Your Transfer Details

Your Transfer Details
Need help? Use our ABA lookup.

Your data is secured using industry standard for the site information security. Your ABA/Routing number can be found on most bank statements as well as on the bottom of your checks.

Privacy & Security protection

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices

4 easy steps

  • 1 It’s fast and easy to apply
  • 2 Lenders guarantee instant approval online
  • 3 The money can be funded same day
  • 4 Instant loans are available for any credit type

apply now

Short Term Payday Loans

Table of Contents


Guaranteed approval of the best Short-term Loan today! No collateral is required! Apply and get paid!

Many people face financial problems in their daily life. Most often this happens due to emergency situations that we have to deal with from time to time. Unfortunately, we can neither predict, nor avoid emergencies, so we can only come to terms with the consequences. According to statistics, most Americans do not have extra money to cover unexpected expenses. So you have to borrow money from friends and family, which can be difficult since they have their own problems. Short-term Loans are another good option for solving a difficult financial situation.

get your money now

Applying doesn’t affect your credit score!

What is a Short-Term Loan?

A Short-term Loan is a type of loan that is provided to cover needs and expenses for a short period of time. Like any other, a Short-term Loan has an interest rate that you must pay along with the loan amount.

Short-term Loans are of different types, such as Online Loans, Installment Loans, Payday Loans and others. At the moment, a Short-term Payday Loan is the most relevant of them, because it is suitable for people who cannot apply for a bank loan due to a low credit rating. It is important to note that you must pay off the Short-term Payday Loan on the day of your next paycheck.

What are Short-term Payday Loans for?

Before you apply for a Short-term Payday Loan, you should know about what you can use the money received.

Short-term Loans should be used in case of emergencies or urgent needs such as home or car repairs, unexpected bills, medical assistance, and so on. Only in the case when there is no other way out, you should look for a lender to provide a Short-term Payday Loan. Thus, this loan will help you cover your emergency needs until your next salary.

Can you get a Short-term Payday Loan with bad credit?

Borrowers with bad credit generally believe that they cannot qualify for a loan, but this is a misconception. Even a borrower with bad credit can apply for a Short-term Payday Loan and be approved. Loan lenders understand that even someone with a bad credit score can get into an emergency and need money like anyone else.

Short-term Payday Loans are unsecured, which means you do not need to provide collateral in order to receive the loan. Of course, if you have bad credit, then you are considered an unreliable borrower for the creditor. Thus, you are likely to receive higher loan rates than people with good credit.

What are the requirements for getting a Short-term Payday Loan?

To obtain this loan, you do not need to meet a large number of requirements, since it is targeted at an ordinary borrower, even with bad credit. However, there is a list of basic criteria that must be reviewed before applying for a loan.

  • You must be at least 18 years old
  • You must be a US citizen or an official resident
  • You must provide a government-issued ID
  • You must provide a permanent residence address
  • You must provide an active phone number and email
  • You must be in your current job for at least 90 days or more
  • You must have a salary of at least $ 1000 per month after taxes.

Also, if necessary, the lender may ask you to provide additional information or documents.

What are the disadvantages of a Short-term Payday Loan?

  • As a rule, the main disadvantage of this loan is the small loan amount. Since the loan is short term, lenders cannot provide you with a larger loan amount. Typically, you can get between $ 100 and $ 1,000.
  • Another disadvantage of this loan is the need to pay it off on payday. Borrowers are not always ready to cover the entire loan from one paycheck, so it is worth considering whether a Payday Loan is right for you or if you need an Installment Loan.

Where can I get a Short-term Payday Loan?

Short-term Payday Loan is available both online and offline. If you want to apply for a Payday loan near your location, be prepared to spend a lot of time in lines. Moreover, most often it is necessary to compare offers from different lenders in order to choose the most profitable one. Thus, you will have to visit various lenders, wait for hours in order to find the best deal.

The most convenient option at the moment is online application, since you do not have to go anywhere and spend hours waiting for your turn. Thanks to the internet and online creditors, you can find the best deals and compare them while sitting on your own sofa. Also, when choosing a lender and filling out an application, you can be approved within a few minutes.

How to apply for a Short-term Payday Loan online?

  1. The process of applying for a loan is as simple as possible. All you need to do is fill out a simple online form with your details such as your name, residential address, contact number, and more. You will also be asked to provide an active bank account for the transfer of funds if approved. After filling out the form, make sure to enter all the data correctly. Do not mislead the lender, otherwise, you will be disqualified. After checking, send an application.
  2. Within a few minutes, the lender will review the form to make sure you meet all the requirements. If approved, the creditor will contact you directly to discuss the terms of the loan, interest rates, and repayment. You can also ask any questions you are interested in about the loan. Remember that when in doubt, you do not have to agree to a loan and you can look for other options that suit you better. If everything is good, then you sign the contract.
  3. The money is deposited into your account the next business day and you can use it to cover your needs. Remember that when you receive a Short-term Payday Loan, you must pay back the full amount with interest on the day of your next paycheck.
get your money now
Applying doesn’t affect your credit score!


Start our 3 minute application by telling us
how much you need.

By submitting your information you claim you have read and understood and agree to Privacy Policy, Terms of Use, Responsible Lending and Marketing Practices